our holistic planning approach

 The framework around which your Retirement Plan is crafted often begins with your legal plan. At Voyageur Advisory Group, our professionals and our strategic partners are trained in advanced estate planning strategies focused on the preservation phase of your retirement life.

Your retirement insurance and investment needs are likely very different compared to when you were in your 30's, 40's & 50's. A sound retirement insurance & investment plan is one that reflects these natural changes in your life and takes certain realities into consideration in how your funds are working for you and your heirs. 

Taxes are a guaranteed expense and are likely to increase over time. The best way to manage and minimize the impact taxes will have on you and your estate is through sound planning. Having a good plan for this known liability will assist you in preserving the wealth you have accumulated. 

 The government has a range of programs that retirees must understand. Medicare, Medicaid, Social Security and veterans' benefits all have unique features that must be accounted for in a sound Retirement Plan. Making the right decisions in how to utilize these benefits is key to your Retirement success. 

We work our entire lives to provide for ourselves and our families in anticipation of finally having the time to enjoy our retirement years. If you eventually find yourself in need of long-term care without having planned for such a situation the resulting loss in your quality of life and financial well-being can be significant.